Hawaii Credit Counseling Service (HCCS) is a community service offering:
free confindential personal stewardship counseling, education, debt management programs and negotiating with creditors in eliminating debt in the fastest time period possible.
free budget, credit, debt, financial and, housing counseling with a bonded, certified, licensed professional
Our consumer advocates are here to help!
lower interest rates, fees and monthly payments
credit reports and evaluation
establish budget and financial goals
stop collection calls/harrasment
pay off debts in the fastest time period possible
automatic bill payment
settle accounts for as low as 50%
money management education